The purpose of the study was to draw a general outline out of the life and P&C insurances in the select countries in order to be utilized in a larger field study with the overarching goal of conducting a need analysis among the armed forces community. For this end, three countries namely the U.S., U.K., and Australia were thoroughly studied and the life and P&C coverages provided for their respective armed forces communities were identified, accounted, and classified.

It must be noted that the professional forum hosted Dr. Ghaffari, CEO of AFF, Mr Sane’ei, Deputy of Planning and Budget at AFF, and some other relevant directors and experts from AFF with the participation of IRC delegates including Dr. Niakan, Research Deputy, Dr. Hozzarmoghadam, Head of Educational and Research Affairs Office, and Dr. Ghanbarzadeh, Head of Personal Insurances Research Group.